SENIOR CITIZENS

AND THE NEW HEALTHCARE LEGISLATION

President Barack Obama signed The American Recovery & Reinvestment Act into into law on February 17, 2009.

             

The Act includes two directives designed to ensure the ongoing health and well‑being of American citizens.


  1. One measure strengthens wellness and preventive care programs so that Americans can live longer, healthier lives.


  1. The other measure provides for the use of more technology to improve the quality of health care  services and  reduce  medical  errors and  duplication in the delivery of medical and healthcare services by medical and other healthcare providers.

President Obama and his Administration are driving the planning  and policies that will determine the scope and quality of U.S. healthcare services for many years to come.

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Healthcare Laws

The New Healthcare Law:

How It Impacts Senior Citizens


Gains

  1. Beginning this year, the new Healthcare legislation will make all Medicare preventive services, such as screenings for colon, prostate and breast cancer, free to beneficiaries.

  2. The Medicare prescription-drug benefit will be improved substantially. This year, seniors who enter the Medicare Part D coverage gap (the doughnut hole) will get $250 to help pay for their medications.

  3. Drug company discounts on brand-name drugs and federal subsidies and discounts for all drugs will gradually reduce the doughnut hole, and eliminate it by 2020. That means that seniors, who now pay 100% of their drug costs once they hit the doughnut hole, will pay 25% of these costs.

  4. After seniors spend a certain amount out-of-pocket on their medications, they will qualify for and get "catastrophic" coverage and pay only 5 percent of the cost of their medications.

Losses

  1. Government payments to Medicare Advantage (the private-plan part of Medicare) will be frozen starting in 2011, and cut in the following years. That means if you're one of the 10 million Medicare Advantage enrollees, you could lose extra benefits that many of the plans offer, such as free eyeglasses, hearing aids and gym memberships.

  2. To cushion the blow to Medicare Advantage beneficiaries, the cuts to health plans in high-cost areas of the country such as New York City and South Florida (where seniors have enjoyed the most benefits) will be phased in over as many as seven years.

  3. source: Kaiser Health News

Senior Citizens

And The New HealthCare Legislation

Barack Obama

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