About Medicare

Medicare Hospital Insurance


Your Medicare Hospital Premium Costs

  1. NONE for most people who qualify.  (If you or a spouse paid Medicare taxes while working, you qualify).

  2. Most people do not pay a monthly Medicare Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment. 

  3. The Medicare Part A premium is $254.00 per month for people having 30-39 quarters of Medicare-covered employment. 

  4. The Medicare Part A premium is $461.00 per month for people who are not otherwise eligible for premium-free hospital insurance and have less than 30 quarters of Medicare-covered employment.

Hospitalization Costs (per hospital stay)

  1. First 60 Days:  You Pay $1,024.00 Annual Deductible

  2. Days 61 – 90:  You Pay $256 per day

  3. Lifetime Reserve Days (60 days over your lifetime): $512 per day

Skilled Nursing Facility (Nursing Home)

  1. First 20 Days: You Pay $0

  2. Days 21 – 100: You Pay $128 per day

Home Health Care (Skilled Care Approved by a Medical Doctor)

  1. First 100 visits: You Pay $0

  2. Coverage Includes:     Registered Nurse, Physical, Occupational, Speech Therapist

  3. Coverage Does Not Include: Non-Medical Custodial Care from Senior Home Care Agencies                     

Hospice Care

  1. Outpatient Prescriptions: You Pay $5.00 per Prescription

  2. Respite Caregiver to relieve the usual Caregiver: You pay 5%

Medicare Medical Insurance Cost

  1. Standard Monthly Premium:      $96.40                               Beneficiaries who currently have the Social Security Administration (SSA) withhold their Part B premium and have incomes of $85,000 or less (or have $170,000 income or less for joint filers) will not have an increase in their Part B premium for 2010.  They will continue to pay the same $96.40 Part B Premium amount in 2010.

  2. New Beneficiaries and/or Adjusted Monthly Premium    $110.50      New Beneficiaries and current beneficiaries who do not currently have the Part B premium withheld from their Social Security benefit will pay $110.50. 

  3. Co-payment Cost:    20% for Medicare approved costs Approved Costs Include:                                                                   

    Physician’s Visits

Some Diagnostic Tests

Ambulance Services

Outpatient Surgery

Diagnostic Procedures

Durable Medical Equipment (Wheel Chairs, Hospital beds, etc.)

  1. Note:  $ 0 Cost to recipient for a homebound patient requiring part-time skilled nursing health care for the first 100 visits (for example, a Registered Nurse, physical therapist, speech therapist or occupational therapist).


Costs For Senior Care & Medicare  Provides Free, Reliable Senior Information and Resources

The content on is provided as a courtesy for our site visitors. The information, resources, links, advertisements and other material on AsYouAge does not constitute a professional opinion or advice; nor does it constitute an endorsement of any organization or the information, products and/or services they may offer. AsYouAge reviews and updates its content regularly when new and relevant information is made available. This information is neither intended nor implied to be a substitute for professional advice in any area: health, medical, legal, insurance, financial or any other area. Always seek the advice of your physician or qualified health provider, or caregiver, attorney, financial, insurance expert or other specialist prior to starting, dropping or changing your current program or have questions or concerns  regarding current or anticipated issues.


Copyright 2009 - 2013.  All Rights Reserved.

As You Age

Senior Healthcare Costs and What Medicare Covers

To give you an general idea of what costs Medicare covers, AsYouAge offers this quick summary of your costs and Medicare-covered costs under the current Medicare guidelines.

 Join Our Care Provider NetworkSign_Up_Provider_Network_Directory_and_Provider_Referrals.html is a directory of Senior information and Senior resources for in-home care, healthcare, senior housing, Social Security, Medicare, Veterans benefits, elderlaw, nutrition, fitness, travel, finance, medical symptoms, consumer protection, senior  care, caregiving and more.